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1. Mutuals post the crisis-rising to the challenge? A rating agency perspective |
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2. Today’s presentation |
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3. ‘Who are these guys……?’ |
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4. A.M. Best overview |
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5. Impact of the financial crisis on ratings |
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6. Background to mutual sector report |
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7. ‘Mutuals under the microscope’ |
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8. What you told us |
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9. What we discuss |
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10. Mutual market share in the top 10 |
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11. Impairments by type of ownership for US property/casualty insurers (1969-2008) |
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12. Impairments vs. combined ratios of US stock & mutual P/C insurers (1969-2008) |
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13. Interactive questions |
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14. What we discuss |
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15. Why do insurers get rated? |
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16. Users of ratings |
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17. What we evaluate |
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18. A.M. Best rating actions for mutuals |
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19. Rating distribution for mutuals 2008 |
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20. What we conclude |
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21. Mutuals post the crisis-rising to the challenge? A rating agency perspective |
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